Protect Your Income. Protect Your Future.
Disability insurance can provide income replacement if you become disabled and meet the policy's definition and requirements, helping you maintain greater financial stability while you focus on your recovery.
Please complete these questions and a Campagnaro Wealth Advisory representative will review your information and follow up with you.
Why Disability Insurance Matters
Many people insure their home, vehicle, and other valuable assets, but overlook the asset that makes those things possible: their ability to earn an income.
An unexpected illness or injury can affect your ability to work for an extended period. Without adequate protection, you may have to rely on savings or make significant changes to your lifestyle and financial plans.
At Campagnaro Wealth Advisory, we believe protecting your financial future means protecting the income that supports it. Disability insurance can be an important part of a broader protection strategy, helping provide financial support if an illness or injury prevents you from working.
The goal isn't simply to replace a paycheque. It's to help protect the financial foundation you've worked hard to build.
Disability coverage can provide a portion of your income if you become disabled and meet the policy's requirements.
Regular financial commitments don't necessarily stop when you're unable to work. Income protection can help you continue managing household expenses.
A prolonged interruption to your income can affect savings, investments, retirement planning, and other long-term objectives. Disability insurance can help reduce that disruption.
Income replacement may help you continue meeting mortgage payments and other debt obligations during a period when you're unable to work.
If your income supports your household, protecting that income can help reduce the financial burden placed on your loved ones.
Why Choose Campagnaro Wealth Advisory?
Your income is a fundamental part of your financial plan. We help you consider how protecting that income can support everything else you're working toward.
Your income, occupation, family responsibilities, and financial commitments are different from anyone else's. We take these factors into account when helping you evaluate your protection needs.
Disability insurance shouldn't be viewed separately from your wealth and financial planning. We consider how income protection fits alongside your investments, insurance, tax strategies, and long-term goals.
Entrepreneurs often have unique financial risks because their personal income and business responsibilities can be closely connected. We help consider these risks as part of a broader protection strategy.
Your financial responsibilities can change as your career, family, and wealth grow. We can help you review your protection strategy as your circumstances evolve.
Frequently Asked Questions
Disability insurance is designed to provide income replacement when an illness or injury prevents you from working and you meet the policy's definition of disability and other requirements.
The amount varies depending on the policy, insurer, occupation, income, and other factors. Coverage is generally designed to replace a portion of income rather than the full amount.
Benefit periods vary by policy. Some coverage may provide benefits for a specified period, while other policies may provide benefits for a longer period, subject to the policy's terms and conditions.
Employer-provided coverage can be valuable, but it may not fully meet your individual financial needs. It's worth reviewing the amount of coverage, definition of disability, benefit period, and other policy provisions.
No. Disability protection can also be particularly important for self-employed individuals, professionals, and business owners whose income depends heavily on their ability to work.
Testimonials
“When Mauro Campagnaro and I were teammates on the field, he always worked hard and all he ever wanted to do was reach the goal.
Now he is my Financial Advisor, but nothing else has changed. He still works hard coming up with options and together, like teammates, we made a long-term plan to help me reach the financial goal. I challenged him, but he still opened my eyes to investments and insurance that made sense.”
“Last year, my wife and I were looking for financial advice to figure out our biggest confusion on where and how to start investing on our savings, and we met Mauro. He educated us with all available options. He is really an awesome advisor we can depend on.
